Understanding the Two Types of Social Security Disability Benefits
When applying for Social Security disability benefits, it is important to accurately determine what type of benefits you are eligible for based on your work record, financial need and other factors: Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
At the law firm of Barron Peck Bennie & Schlemmer, our Cincinnati SSI and SSDI attorneys help clients in Ohio and Kentucky obtain Social Security benefits. If we handle your claim, we can make sure you are applying for all the benefits you are legally entitled to receive.
Accurately Identifying All the Benefits You Are Entitled To
The differences between SSDI and SSI can be difficult to understand. If you apply for the wrong type of benefits, your application may be denied, or you may receive smaller payments than you are entitled to. The following is a basic breakdown of the two different programs:
- Social Security Disability Insurance: Also known as Disability Insurance Benefits (DIB), SSDI is a government-run insurance program funded by Social Security taxes. SSDI benefits are available to disabled people who have a significant history of working and paying into the Social Security system. In certain cases, the spouses and children of people who have paid into the system are also eligible for SSDI.
- Supplemental Security Income: Though administered by the SSA, SSI is not funded by Social Security taxes. It is designed to provide support to adults and children who may not be eligible for SSDI benefits but who are disabled and can demonstrate financial need. People who receive very small SSDI payments may also be eligible for SSI benefits.
Our experienced Social Security lawyers can help you determine whether you are eligible for SSDI and/or SSI benefits. To schedule a consultation to discuss your claim, please contact us at 513-721-1350 or by e-mail. We do not charge attorney fees unless your Social Security claim is granted and you receive benefits.
